Indy Mizani Mahendra Djalal

Indy is a Senior Associate in the Banking & Finance practice group of AHP. He holds a Bachelor of Laws (S.H.) degree from the University of Pelita Harapan, where he distinguished himself as a member of the Willem C. Vis (East) International Commercial Arbitration Moot Team, gaining early exposure to cross-border legal issues and commercial arbitration.

Indy began his legal career with the Indonesian associate office of a prominent international law firm, focusing primarily on mergers and acquisitions. This early experience laid a solid foundation in corporate transactions and regulatory frameworks, equipping him with a nuanced understanding of deal structures and corporate governance.

Since joining AHP in 2017, Indy has become an integral member of the firm’s Banking & Finance practice. He has advised and represented a broad spectrum of clients—including domestic and international banks, financial institutions, and corporate borrowers—on complex financing arrangements. His work spans syndicated and bilateral loans, both in the private and public sectors, including corporate financings, project financings, and government-backed facilities.

Indy brings a depth of experience in a wide range of financial and regulatory matters. His capabilities include:

• Corporate & Project Finance: Advising on the structuring, negotiation, and documentation of syndicated and bilateral lending transactions, including cross-border and multi-currency financings.
• Structured Finance & Debt Restructuring: Assisting clients in navigating complex structured products and advising on debt recovery and restructuring strategies in distressed scenarios.
• Banking Regulation & Compliance: Supporting financial institutions on Indonesian banking regulations, prudential requirements, and transactional compliance.
• Fintech & Digital Finance: Guiding clients through the evolving regulatory landscape governing peer-to-peer (P2P) lending, e-money, payment systems, and financial technology innovation.
• Insolvency & Workouts: Representing both creditors and debtors in insolvency proceedings, debt workouts, and reorganization matters.

Indy is recognized for his pragmatic approach, commercial awareness, and ability to manage high-stakes financing transactions across multiple sectors. His combination of regulatory insight and transactional acumen makes him a trusted advisor in Indonesia’s dynamic financial market.

• Acted as the Indonesian legal counsel for PT Bank Tabungan Pensiunan Nasional Tbk. (BTPN) on the proposed merger with PT Bank Sumitomo Mitsui Indonesia (SMBCI). 
• Represented PT Royal Lestari Utama in relation to a pioneering corporate sustainability bond amounting to USD 95 million. This corporate green bond issuance was the first of its kind in Asia. 
• Represented PT Multi Kusuma Cemerlang in obtaining financing from a prominent French bank. 
• Assisted a private equity firm in acquiring an existing USD 235 million loan from a company and the subsequent restructuring and upsizing of such loan. 
• Represented an Indonesian bank in multiple transactions involving: (i) sales of its non-performing facility, (ii) a subscription to new sukuk, and (iii) obtaining a loan, from various SPVs. 
• Assisted PT Bank Permata Indonesia in its proposed bid for the Small & Medium Enterprises (SME) Business, which were being tendered by the Indonesian government.  The proposed deal involved the purchase of a loan portfolio, fund portfolio, branch network, and other related assets and liabilities.  
• Represented the offshore secured creditors of a USD 445 million syndicated facility agreement in a suspension of debt payment proceeding (PKPU) of PT Apexindo Pratama Duta. After a complex negotiation with various lenders under a tight timeline, the facility was restructured into a new secured offshore facility and mandatory convertible bonds. The offshore creditors comprised of Raiffeisen Bank International A.G. (Singapore Branch), Intesa Sanpaolo S.p.A. (Hong Kong Branch), The Hongkong and Shanghai Banking Corporation Limited, HSBC Bank plc, Pathfinder Strategic Credit II LP, and ACP I Trading LLC. 
• Assisted an international private equity firm in restructuring an existing loan agreement and structuring an exit plan that would release TAEL Partners from its existing investment in an Indonesian agricultural company. 
• Assisted PT Bank Danamon Indonesia Tbk. (BDI) in the sale of approximately 180,000 non-performing loans comprised of unsecured personal loans issued by BDI to Collectius AG. 
• Provided advice and represented a multi finance company on its restructuring with local banks.