Our Banking & Finance Practice Group is a leading force in Indonesia’s financial sector. We provide comprehensive legal support across a broad range of financing transactions, from secured and unsecured bilateral lending to complex credit facilities. Our expertise also extends to the FinTech sector, where we offer tailored solutions that align with Indonesia’s evolving regulatory landscape.

Beyond transactional work, we maintain strong relationships with key stakeholders, including government agencies, regulators, and industry players. Our experience includes advising the Ministry of Finance on drafting Indonesia’s first Sukuk legislation and working with institutions such as Bank Indonesia and the Financial Services Authority (OJK) on financial sector regulations. As a member of the Rajah & Tann Asia network, spanning nine Asian jurisdictions, we provide clients with seamless access to regional expertise in cross-border transactions.

General Finance

We assist clients in navigating Indonesia’s diverse financial landscape, offering strategic legal solutions in lending, structured finance, debt restructuring, and investment transactions. Our team advises major banks, financial institutions, and corporations on structuring and executing complex financial transactions, ensuring compliance with local regulations while optimising commercial objectives.

With a deep understanding of market dynamics, we support clients in mitigating financial risks and structuring transactions that balance legal compliance with business growth. Whether advising on syndicated loans, asset financing, or trade finance, our team ensures clients achieve their financial objectives efficiently and securely.

Project Finance

Our team has extensive experience advising sponsors, banks, financial institutions, and export credit agencies on financing projects across multiple industries, including energy, infrastructure, and real estate. We have been involved in structuring project finance solutions for green-field power plants (gas, coal, and hydroelectric), water supply systems, ports, petroleum and petrochemical storage, and integrated resort developments.

Regardless of the project’s size or complexity, we provide end-to-end legal support, from structuring financing arrangements to ensuring smooth financial closure. Our lawyers are adept at handling the legal intricacies of project finance, ensuring compliance with regulatory requirements while addressing commercial objectives.

Project Development

We provide clients with comprehensive legal support throughout the lifecycle of a project, from initial feasibility assessments and financing to contract negotiation, execution, and dispute resolution. Our expertise spans a wide array of industries, including building construction, land reclamation, mining, oil and gas, transport infrastructure, and telecommunications.

We assist clients in structuring, negotiating, and drafting project-related contracts, obtaining necessary permits, and resolving disputes efficiently. Our experience includes advising on Public-Private Partnerships (PPPs), project mergers and acquisitions, and infrastructure asset transactions. Whether dealing with construction claims, regulatory compliance, or contractual matters, we provide tailored legal solutions to ensure project success.

Financial Services Regulatory

We partner with financial institutions and corporations to develop cutting-edge legal solutions in response to evolving financial regulations. Our team advises on regulatory compliance, risk management, enforcement matters, and the development of new financial products and services.

Our expertise covers a broad range of financial sectors, including banking, securities, derivatives, foreign exchange, payment systems, and financial technology. We also assist clients in navigating anti-money laundering (AML), counter-terrorism financing (CFT), and trade sanctions regulations. Through our deep sectoral knowledge, we help clients anticipate regulatory changes and implement practical compliance strategies.

Sustainability

Sustainability is a growing priority for businesses worldwide, and we help our clients navigate the complex legal and regulatory landscape surrounding environmental, social, and governance (“ESG”) compliance. Our experience includes advising on green and sustainable financing, sustainable investments, and renewable energy projects, ensuring alignment with global ESG standards and Indonesia’s regulatory framework.

We support clients in managing ESG risks, structuring sustainability-linked transactions, and integrating responsible business practices into their operations. Our cross-disciplinary expertise spans tax, corporate law, capital markets, funds, and infrastructure, enabling us to offer holistic legal solutions that balance sustainability objectives with commercial and economic interests.